With a Visa Credit Card from Absa you can easily shop for groceries, pay for fuel, purchase airtime or shop online.

Apply now

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Live life on your terms

What you can expect
  • What you get

    • Card amount of up to K126,000
    • Interest free if paid 100% before due date (does not apply to cash withdrawals)
    • Convenience of revolving the credit, without having to re-apply
    • Competitive interest rates
    • Flexibility of only 5% of the outstanding balance as minimum monthly repayment
    • No facility fee on the credit card
    • Free credit life insurance against death and permanent disability
  • What you need to know

    • To apply you need to be a credit-worthy Prestige or Premier customer.
    • You need to be salaried or have a qualifying deposit amount.
    • You need to be between 18 years and retirement (55 years for civil servants, 60 years for private sector employees and 65 years for professionals - lawyers, judges, medical doctors and university lecturers).
    • You may apply at any Absa Prestige or Premier centre.
    • An annual fee applies.
  • What to bring when you apply

    • Proof of identity (national registration card, valid passport or valid driver’s licence)
    • Latest 3 months’ payslips
    • Completed application form
    • A copy of the contract (if on fixed-term contract)
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Get the most from your credit

What you need to know about credit
and your credit card
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Credit protection for peace of mind

Should anything happen to you or your card, our insurance plans will keep your credit protected.    

What you can expect
  • What you get

    • The plan covers credit card debt in the event of the cardholder’s death or permanent total disability
    • The entire outstanding debt will be fully paid.
    • We offer this benefit at no fee.
    • Your dependants and loved ones enjoy financial security.    

Need more help?


Toll free: 5950
Tel: +260 (211) 366100
Tel: +260 (211) 366225


Abby: +260 762 969 977



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