Open up endless possibilities and get the freedom to do the things you want or have to do. We give you the funds at competitive interest rates and equal repayments start one month after your first withdrawal.

Apply  now

What you can expect
  • What you get

    • Quick approval process
    • Loan amounts of up to K300,000
    • Flexible repayment period ranging from 12 months to 60 months
    • Competitive interest rates
    • The convenience of not having it deducted from payroll (payslip)
    • Easy and convenient application process
  • What you need to know

    • It is available to credit-worthy salaried employees working for selected employers who have signed an MOU agreement with Absa
    • Customers must be aged between 18 years and retirement (55 years for civil servants, 60 years for private sector employees and 65 years for professionals - lawyers, judges, medical doctors and university lecturers).
    • A single facility fee is charged upon approval of the loan. Refer to the current tariff guide available at all our branches and sales centres or call 5950 on any mobile network (toll free on MTN and Airtel).
  • What to bring when you apply

    • Proof of identity (national registration card, valid passport or valid driver’s licence)
    • Latest three months' payslips
    • Completed application form
    • A copy of the contract (if on contract)

Need more help?


Toll free: 5950
Tel: +260 (211) 366100
Tel: +260 (211) 366225


Abby: +260 762 969 977


Talk to us