Our personal unsecured loan offers flexible repayment terms from your Absa salary account and is offered to Personal, Prestige and Premier Banking customers.

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What you can expect
  • What you get

    • Quick approval process
    • Loan amounts of up to K300,000
    • Flexible repayment period ranging from 12 months to 60 months, provided the loan end date is before retirement or expiry of contract
    • Competitive interest rates with preferential rates for Prestige and Premier customers
    • Easy and convenient application process
  • What you need to know

    • It is available to credit-worthy salaried Personal, Prestige and Premier Banking customers.
    • Customers must be aged between 18 years and retirement (55 years for civil servants, 60 years for private sector employees and 65 years for professionals - lawyers, judges, medical doctors and university lecturers).
    • A single facility fee is charged upon approval of the loan. Refer to the current tariff guide available at all our branches and sales centres or call 5950 on any mobile network (toll-free on MTN and Airtel).
    • Our loans offer credit life insurance cover against death and permanent disability.
  • What to bring when you apply

    • Proof of identity (national registration card, valid passport or valid driver’s licence)
    • Latest three months' payslips
    • Completed application form
    • A copy of the contract (if on contract)

Need more help?


Toll free: 5950
Tel: +260 (211) 366100
Tel: +260 (211) 366225


Abby: +260 762 969 977



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