Search

Login to secure service

Personal Banking

Personal Banking
Business Banking
Corporate Banking

Internet Banking login

Internet Banking login

Integrator Login
Absa Access

Integrator Login
Absa Access

Register

search

Scheme Loan

This unsecured personal loan comes with repayment on payroll and at rates negotiated with selected companies or organisations.

Apply now

What you can expect

What you get
Quick approval process

Loan amounts of up to K400,000

Flexible repayment period ranging from 12 months to 60 months

Competitive interest rates

Convenience of not having to plan for repayment every month – repayments are off payroll

Easy and convenient application process
What you need to know
It is available to credit-worthy salaried employees working for selected employers who have signed a scheme agreement with Absa and at least 18 years of age and a maximum of 55 years for civil servants, 60 years for private sector employees and 65 years for professionals (lawyers, judges, medical doctors and university lecturers).

A single facility fee is charged upon approval of the loan. Refer to the current tariff guide available at all our branches and sales centres or call 5950 on any mobile network.

Scheme loan carries credit life insurance cover against death and permanent disability.
What to bring when you apply
Proof of identity (national registration card, valid passport or valid driver’s licence)

Latest three months' payslips

Completed application form

A copy of the contract (if on contract)

Apply now Find a branch

Need more help?

Call:

Toll free: 5950
Tel: +260 (211) 366100
Tel: +260 (211) 366225

Email:

customerservice.zm@absa.africa

Talk to us

Useful tools

Personal loan calculator

Home loan calculator

Our sites

Personal Banking

Premier and Prestige

Business Banking

Corporate and Investment

Digital Banking

Forex and treasury sales

Absa in Davos

Support

Legal

Absa Bank Zambia PLC. Registered in Zambia (registered number 119710006444). Registered office: Stand numbers 4643 and 4644 Elunda Office Park, Addis Ababa Round About, Lusaka, Zambia. Absa Bank Zambia PLC is regulated by Bank of Zambia under licence No. BL002/1918B.

You are browsing banking for:

What do you want to do:

Scheme Loan

What you can expect

What you get

What you need to know

What to bring when you apply

Need more help?

Toll free: 5950
Tel: +260 (211) 366100
Tel: +260 (211) 366225

customerservice.zm@absa.africa

Useful tools

Our sites

Support

Legal

Experience banking at your fingertips

You are browsing banking for:

What do you want to do:

Scheme Loan

What you can expect

Need more help?

Toll free: 5950 Tel: +260 (211) 366100 Tel: +260 (211) 366225

customerservice.zm@absa.africa

Useful tools

Our sites

Support

Legal

Experience banking at your fingertips

Toll free: 5950
Tel: +260 (211) 366100
Tel: +260 (211) 366225