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Scheme Loan

This unsecured personal loan comes with repayment on payroll and at rates negotiated with selected companies or organisations.

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What you can expect

What you get
Quick approval process

Loan amounts of up to K400,000

Flexible repayment period ranging from 12 months to 60 months

Competitive interest rates

Convenience of not having to plan for repayment every month – repayments are off payroll

Easy and convenient application process
What you need to know
It is available to credit-worthy salaried employees working for selected employers who have signed a scheme agreement with Absa and at least 18 years of age and a maximum of 55 years for civil servants, 60 years for private sector employees and 65 years for professionals (lawyers, judges, medical doctors and university lecturers).

A single facility fee is charged upon approval of the loan. Refer to the current tariff guide available at all our branches and sales centres or call 5950 on any mobile network.

Scheme loan carries credit life insurance cover against death and permanent disability.
What to bring when you apply
Proof of identity (national registration card, valid passport or valid driver’s licence)

Latest three months' payslips

Completed application form

A copy of the contract (if on contract)

Apply now Find a branch

Need more help?

Call:

Toll free: 5950
Tel: +260 (211) 366100
Tel: +260 (211) 366225

WhatsApp:

Absa Bot: +260 762 969 977

Email:

customerservice.zm@absa.africa

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Sitemap | Absa Bank Zambia PLC. Registered in Zambia (registered number 119710006444). Registered office: Stand numbers 4643 and 4644 Elunda Office Park, Addis Ababa Round About, Lusaka, Zambia. Absa Bank Zambia PLC is regulated by Bank of Zambia under licence No. BL002/1918B.

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