• What you get

    • Quick approval process
    • Loan amounts of up to K550,000
    • Flexible repayment period ranging from 3 months to 72 months
    • Competitive interest rates
    • Convenience of not having to plan for repayment every month – repayments are off payroll
    • Easy and convenient application process
  • What you need to know

    • It is available to credit-worthy salaried employees working for selected employers who have signed a scheme agreement with Absa and are aged between 18 years and retirement (60 years for public service, 70 years for private sector, professionals and those who enjoy security of tenor).
    • A single facility fee is charged upon approval of the loan. Refer to the current tariff guide available at all our branches and sales centres or call 5950 on any mobile network.
    • Scheme loan carries credit life insurance cover against death and permanent disability.
  • What to bring to the branch

    • Proof of identity (national registration card, valid passport or valid driver’s licence)
    • Latest three months' payslips
    • Completed application form
    • A copy of the contract (if on contract)
Need more help?

Call us on:
+260 (211) 366100 (available Monday to Friday from 08:00-16:45)
5950 (Toll free)

Chat to Abby on WhatsApp:
+260 (762) 969 977

Email us:
customerservice.zm@absa.africa