creditcardbenefits

Enjoy all these benefits when you get an Absa credit card
  • Card amount of up to K130,000
  • Interest rate: 3.5% per month
  • Cash Advance Fee: 5%
  • Forex Mark Up Fee: 4%
  • Interest-free period of up to 50 days if 100% of the balance is paid by the repayment due date (excluding cash transactions)
  • Up to nine (9) supplementary cards
  • Free credit life insurance against death and permanent disability
  • Free eStatements
  • Global acceptance
  • Convenience of revolving the credit, without having to re-apply
  • A safe way to shop online with Verified by Visa feature

platinumcreditcard

What you need to know
  • Card amount of: K130,000
  • Annual fee: K400
  • Enjoy competitive interest rates and get 1% cashback rewards when you transact via point of sale or buy online
  • Late Payment Charge: 10% of the minimum amount due
  • Minimum monthly repayment: 5% off the outstanding balance
  • To apply you need to be a credit-worthy Prestige or Premier customer
  • You need to be between 18 years and retirement (55 years for civil servants, 60 years for private sector employees and 65 years for professionals - lawyers, judges, medical doctors and university lecturers)
How to redeem points

For redemption of points, call the Absa contact centre on 5950 and select option 2 or credit cards

classiccreditcard

What you need to know
  • Card amount of up to K130,000
  • Annual fee: K200
  • Enjoy interest-free period of up to 50 days and get free credit life insurance against death and permanent disability. 
  • Minimum monthly repayment: 5% off the outstanding balance
  • You need to be salaried or have a qualifying deposit amount
  • You need to be between 18 years and retirement (55 years for civil servants, 60 years for private sector employees and 65 years for professionals - lawyers, judges, medical doctors and university lecturers).

creditlifeinsurance

Should anything happen to you or your card, our insurance plans will keep your credit protected. Credit life insurance includes: 
  • The plan covers credit card debt in the event of the cardholder’s death or permanent total disability
  • The entire outstanding debt will be fully paid
  • We offer this benefit at no fee
  • Your dependants and loved ones enjoy financial security 

creditcardtips

What you need to know about using your credit card
Documents required when you apply
  • Proof of identity (national registration card, valid passport or valid driver’s licence)
  • Latest 3 months’ payslips
  • Completed application form
  • A copy of the contract (if on fixed-term contract)
Are you interested in applying for a credit card? 

Fill out the form below and we will contact you to get started




What to bring to the branch when you apply
  • Proof of identity (national registration card, valid passport or valid driver’s licence)
  • Latest 3 months’ payslips
  • Completed application form
  • A copy of the contract (if on fixed-term contract)
Need more help?

Call us on:
+260 (211) 366100 (available Monday to Friday from 08:00-16:45)
5950 (Toll free)

Chat to Abby on WhatsApp:
+260 (762) 969 977

Email us:
customerservice.zm@absa.africa