A mortgage loan that offers longer repayment periods and competitive interest rates

We can help you buy or build the house of your dreams, get access to funds through an equity release or provide bridging finance to help you buy property while you are in the process of selling another, or simply growing your investment portfolio

Loans available in Kwacha only

Quick loan approvals

Minimum: K80,000 in Lusaka, K50,000 in other towns

Maximum based on income

Flexible repayment period: 12 to 240 months (up to 20 years), considering retirement or contract expiry

No minimum operating balance required

Requirements

Credit-worthy salaried employees aged 18 to retirement (60 for public service, 70 for private sector, professionals)

Possible 20% contribution requirement

Single facility fee upon loan approval

Find a branch

  • Documents required

    • Proof of identity (NRC or valid passport)
    • Latest 2 months' payslips
    • Completed application form
    • Land’s search and valuation authority
    • Certified copy of title deed
    • 2 passport-size photos
    • For new customers, we need 3 months' bank statements from your previous bank
    • Letter of offer from vendor (for outright purchases)
    • Marriage certificate, if you take a joint loan between husband and wife
Need more help?

Call us on:
+260 (211) 366100 (available Monday to Friday from 08:00-16:45)
5950 (Toll free on Airtel and MTN only)

Email us:
customerservice.zm@absa.africa