Apply for an Absa Loan for your personal projects, planned trips, sudden expenses, or any other funding needs.

Loan amounts of up to K850,000

Quick approval process

Personalised credit and tailored interest rates

Flexible repayment periods (3 to 84 months)

Access to credit life insurance for death and permanent disability

Single facility fee applicable upon loan approval 

Deducted via a debit order

Apply online Resume application

What is required to apply
  • Applicants must be between ages 18 - 60
  • For customers on short‑term contract, the loan must mature at least 3 months before the contract end date
Make sure you have the following documents ready
  • Employer introductory letter (must be signed and stamped) 
  • Two latest payslips (must be stamped) 
  • Copy of ID (either valid Passport, valid license or copy of NRC)
  • Scanned customer signature

Are you employed by one of our parterned companies?

Explore your alternative loan options

With an Absa Loan Direct, your repayment is deducted directly from your current or savings account
  • Loan amounts up to K850,000
  • Flexible repayment periods (3 to 84 months)
  • Credit-worthy salaried employees from selected employers with MOU agreements with Absa
  • Single facility fee upon loan approval

Applicants must be between the ages of 18 and 60 (public service employees). For applicants above 60 (whether in public or private employment) loan tenor is aligned to the remaining contract duration supported by adequate insurance cover.

With a Scheme loan, your repayment is deducted directly from your salary 

  • Loan amounts up to K850,000
  • Flexible repayment periods (3 to 84 months)
  • Convenient automatic payroll deductions for repayments
  • Credit-worthy salaried employees from selected employers with scheme agreements with Absa
  • Single facility fee upon loan approval 
  • Scheme loan includes credit life insurance for death and permanent disability

Applicants must be between the ages of 18 and 60 (public service employees). For applicants above 60 (whether in public or private employment) loan tenor is aligned to the remaining contract duration supported by adequate insurance cover.

Need more help?

Call us on:
+260 (211) 366100 (available Monday to Friday from 08:00-16:45)
5950 (Toll free on Airtel and MTN only)

Email us:
customerservice.zm@absa.africa