An easy-to-use and affordable hybrid account for everyday banking that gives you access to savings and current account. The Instant Savings account offers:
- Spend and transact whilst earning interest on your savings
- Benefit from discounts and rewards when you use your card
- No minimum operating balance required
- Interest ranging from 0.5% to 2.5%.
- Free debit card
- Access to save-as-you-earn account
- Access to personal loans
- Access to credit card (if specific conditions are met)
Entry requirements
- Monthly income above K2,500.00
- Minimum operating Balance K500.00
Fees and charges
- K50 monthly bank charge
- K10 per transaction to mobile money networks
- K20 ATM withdrawal fee from an Absa ATM
- K20 ATM withdrawal fee from non-Absa ATM
- K0.50 (optional) SMS alert charge
Open account online Resume an application
Make sure you have your proof of identity such as a Zambian National Registration Card (NRC), valid passport or valid Zambian driver’s licence ready, and make sure you have your signature clearly visible, signed on white paper, scanned and sent as a JPG or PNG.
Need more help?
Call us on:
+260 (211) 366100 (available Monday to Friday from 08:00-16:45)
5950 (Toll free on Airtel and MTN only)
Email us:
customerservice.zm@absa.africa
