With an Absa Platinum Credit Card you can enjoy attractive offers like 1% cashback on local and international purchases, discount from our alliance partners, and exclusive travel benefits. You also have access to Card Send which lets you send funds directly to other Visa cardholders and to Buy Now Pay Later, which lets you choose flexible repayment terms on your credit card purchases. 

Key product information

  • Get a credit card limit of up to K130,000
  • Earn 1% cashback when you spend online or at a POS (point of sale) 
  • Free credit life insurance for death and permanent disability
  • Interest-free period up to 50 days (if 100% balance paid by due date, excluding cash transactions)
  • Minimum monthly repayment is 5% of outstanding balance
  • Up to 9 supplementary cards
Use your credit card on Absa Internet/Mobile Banking to:
  • Pause your card temporarily
  • Block your card and get a new one
  • Unfreeze a frozen card
  • Change or reset your credit card PIN
Requirements and fees
  • Annual fee: K400
  • Late payment charge is 10% of minimum amount due
  • Interest rate is 3.5% per month
  • Cash advance fee is 5%
  • Forex mark-up fee is 4%

Find a branch

  • Documents required

    • Proof of identity (national registration card, valid passport or valid driver’s licence)
    • Latest 3 months’ payslips
    • Completed application form
    • A copy of the contract (if on fixed-term contract)
Need more help?

Call us on:
+260 (211) 366100 (available Monday to Friday from 08:00-16:45)
5950 (Toll free)

Chat to Abby on WhatsApp:
+260 (762) 969 977

Email us: