Credit limit of up to K130,000

1% cashback for your local or international purchases, in store or online

Discounts from our alliance partners and exclusive Visa travel benefits

Send money directly to any Visa card with CardSend

Up to 12 months repayment at reduced interest rates with Buy Now Pay

Up to 50 days interest-free, if 100% balance is paid by due date

Access to credit life insurance for death and permanent disability

Up to 9 supplementary cards

Apply online Resume application

What is required to apply
  • Applicants must be between ages 18 - 60
  • For customers on short‑term contract, the loan must mature at least 3 months before the contract end date
Make sure you have the following documents ready
  • Employer introductory letter (must be signed and stamped) 
  • Two latest payslips (must be stamped) 
  • Copy of ID (either valid Passport, valid license or copy of NRC)
  • Scanned customer signature

  • Requirements, fees, and repayments

    • Minimum monthly repayment is 5% of the outstanding balance
    • Annual fee: K400
    • Late payment charge is 10% of minimum amount due
    • Interest rate is 3.5% per month
    • Cash advance fee is 5%
    • Forex mark-up fee is 4%

  • What you can do on the Absa App or Internet Banking

    • Pause your card temporarily
    • Block your card and get a new one
    • Unfreeze a frozen card
    • Change or reset your credit card PIN

  • More about Buy Now Pay Later

    • Convert your credit card transaction to an instalment plan of up to 12 months at reduced interest rates.
    • Visit your favourite store and make a purchase on POS or buy something online 
    • Swipe your credit card to pay for the item/service
    • Log into the Absa Mobile Banking App or Absa Internet Banking and select the transaction you want to pay on an instalment plan
    • Choose 3, 6, 9 or 12-month plan to pay your bill
Need more help?

Call us on:
+260 (211) 366100 (available Monday to Friday from 08:00-16:45)
5950 (Toll free on Airtel and MTN only)

Email us:
customerservice.zm@absa.africa